How to File a Complaint in Consumer Court in India

Consumer courts in India

In the bustling marketplaces of India, consumer rights have become a cornerstone of fair trade and business practices. With an ever-increasing array of products and services, the necessity to protect consumers from malpractices has never been more critical. This article provides a comprehensive guide on how to file a complaint in Consumer Court in India, a mechanism designed to uphold these rights and resolve disputes between consumers and businesses.

Consumer Rights in India

Consumer rights in India are primarily governed by the Consumer Protection Act, 2019. This act ensures rights like the right to be informed about the quality, quantity, potency, purity, standard, and price of goods or services; the right to be protected from hazardous goods and services; the right to seek redressal against unfair or restrictive trade practices; and the right to consumer education.

Importance of Consumer Courts

Consumer courts, also known as consumer forums or consumer redressal forums, play a pivotal role in enforcing consumer rights. They provide a platform for addressing grievances against defective goods, deficient services, and unfair or restrictive trade practices. These courts have been instrumental in promoting justice and fairness in the market, ensuring that the rights of consumers are not trampled upon by powerful corporations or businesses.

Understanding Consumer Courts in India

Consumer courts in India are structured at three levels: District, State, and National, to address complaints from various jurisdictions and magnitude.

The Structure of Consumer Courts

  1. District Consumer Disputes Redressal Forum (DCDRF): Handles complaints where the value of goods or services and the compensation claimed does not exceed INR 20 lakhs.
  2. State Consumer Disputes Redressal Commission (SCDRC): Deals with complaints where the value exceeds INR 20 lakhs but is less than INR 1 crore.
  3. National Consumer Disputes Redressal Commission (NCDRC): Entertains complaints where the value exceeds INR 1 crore.

Types of Cases Handled by Consumer Courts

Consumer courts adjudicate a variety of cases, including but not limited to, defects in goods, deficiency in services, unfair trade practices, and overcharging.

Eligibility for Filing a Complaint

The eligibility for filing a complaint in a consumer court in India is defined under the Consumer Protection Act, 2019. This act broadens the scope of who can file a complaint, thereby ensuring that a wider range of consumer grievances can be addressed effectively.

Who Can File a Complaint

  1. Consumers: According to the Consumer Protection Act, a consumer is defined as any person who buys any goods or avails of any services for a consideration. It includes any user of such goods or beneficiary of such services other than the person who buys the goods or services. The consideration may be paid, promised, or partly paid and partly promised. This definition encompasses a wide range of scenarios, including online purchases, teleshopping, and multi-level marketing transactions.
  2. Groups: A group of consumers with a common interest can file a complaint. This is particularly useful in cases where a group of consumers is affected by the same issue, such as residents of a housing society facing problems with a service provider or buyers of the same defective product.
  3. Associations: Recognized consumer associations, whether the consumer is a member of such association or not, can file a complaint. This allows for consumer organizations to take proactive steps in protecting consumer rights even if the individual consumer has not taken action.
  4. Legal Heirs or Representatives: In the event of the death of a consumer, their legal heir or representative can file a complaint on their behalf. This provision ensures that the rights of the deceased consumer are not neglected.
  5. Central or State Government: As per the Act, the central or state government can also file a complaint, either in its individual capacity or as a representative of the interests of consumers in general.

Types of Consumer Grievances That Can Be Addressed

Consumer courts in India are empowered to deal with a wide range of consumer grievances. These include, but are not limited to:

  1. Defects in Goods: This refers to any fault, imperfection, or shortcoming in the quality, quantity, potency, purity, or standard of goods that is required to be maintained by or under any law or under any contract, express or implied.
  2. Deficiency in Services: This pertains to any fault, inadequacy, or shortcoming in the quality, nature, and manner of performance that is required to be maintained by or under any law or has been undertaken to be performed by a person in pursuance of a contract or otherwise in relation to any service.
  3. Unfair Trade Practices: A complaint can be filed against unfair trade practices, which include false representation, misleading advertisements, and other practices that are unfair to the consumer.
  4. Excessive Pricing: Charging for goods or services in excess of the price displayed on the goods or price list or agreed between the parties.
  5. Hazardous Goods or Services: Goods or services that are hazardous to life and safety, when used, are in contravention of the standards prescribed by competent authority.
  6. Product Liability: A complaint for harm caused by a defective product or deficiency in services. This includes manufacturing defects, design defects, and deviation from manufacturing specifications.
  7. E-Commerce Transactions: The Act also covers complaints related to e-commerce, which includes online sales, teleshopping, and multi-level marketing.

By covering a broad spectrum of potential grievances and allowing a wide range of entities to file complaints, the Consumer Protection Act ensures that consumer rights are comprehensively protected and that consumers have ample opportunity to seek redressal for their grievances.

Preparing to File a Complaint

Before approaching a consumer court, it is essential to be well-prepared with all necessary documentation and evidence. This preparation is crucial to establish the validity of your claim and to present a strong case.

Collecting Necessary Documents and Evidence

A successful complaint largely depends on the evidence you provide to support your claim. Therefore, gather all relevant documentation related to your purchase or service. This includes:

  1. Bills and Receipts: These are the primary evidence of your transaction and include details like the date of purchase, the amount paid, and the specifics of the goods or services bought.
  2. Warranty or Guarantee Cards: If the complaint is regarding a defect in a product, warranty or guarantee cards are crucial. They indicate the duration of the warranty/guarantee and the terms under which it applies.
  3. Written Correspondence: If you have already tried to resolve the issue with the seller or service provider, include any correspondence related to this. This could be emails, letters, chat logs, or any other form of communication that shows your efforts to solve the issue and the responses (or lack thereof) from the other party.
  4. Product Manuals and Packaging: Sometimes, the issue might be related to misleading information or lack of information. In such cases, product manuals and packaging can be valuable evidence.
  5. Photographs or Videos: Visual evidence of defects or issues with the product or service can be compelling. Take clear photographs or videos that demonstrate the problem.
  6. Expert Opinions: In some cases, it might be necessary to include an expert opinion. For instance, if the complaint is about a technical defect in an electronic appliance, a report from a qualified technician stating the defect can strengthen your case.

The Importance of Invoice, Warranty/Guarantee Cards, and Written Correspondence

These documents serve as a cornerstone of your complaint.

  1. Invoice: The invoice is a legal proof of your transaction. It is the first document that the court will consider to establish that a purchase or transaction took place.
  2. Warranty/Guarantee Cards: These cards are crucial in cases of defective products. They can prove that the product is still under warranty or guarantee, thereby obligating the seller or manufacturer to rectify the issue.
  3. Written Correspondence: This evidences your efforts to resolve the issue amicably before approaching the court. It shows the court that you have given the seller or service provider a fair chance to rectify the problem, which is often viewed favorably.

By meticulously collecting and organizing all relevant documents and evidence, you greatly enhance your chances of a favorable outcome in the consumer court. This preparation demonstrates your seriousness and the validity of your complaint, making it easier for the court to understand and adjudicate your grievance.

The Process of Filing a Complaint

Filing a complaint in a consumer court in India is a systematic process that requires careful attention to detail. Understanding and following the proper procedure is crucial for the successful submission and hearing of your case.

How to Draft a Complaint: Structure and Content

Drafting the complaint effectively is a critical step in the process. Your complaint should be clear, concise, and include all necessary details:

  1. Personal Information: Begin with your name, address, and contact details. If you are filing on behalf of an organization or group, include the organization’s details.
  2. Details of the Opposite Party: Provide the name, address, and contact details of the business or individual against whom you are filing the complaint. If there are multiple parties involved, include details for each.
  3. Factual Background: Describe the facts of the case. Include information about the product or service purchased, the date of purchase, and the problems encountered.
  4. Nature of the Problem: Clearly state the issues you faced, whether it is a defect in goods, deficiency in services, unfair trade practice, or any other grievance.
  5. Evidence: List the evidence you are attaching with the complaint. This can include bills, warranty cards, correspondence, photographs, expert opinions, etc.
  6. Relief Sought: Specify the relief you are seeking. This can be a refund, replacement, compensation for damages, or any other remedy that you deem appropriate.
  7. Jurisdiction: Explain why the consumer court you are approaching has the jurisdiction to hear your case. This could be because the transaction occurred within its territorial jurisdiction, or the opposite party resides or carries on business within its jurisdiction.
  8. Signature: Conclude with your signature and the date of filing.

Where to File: Choosing the Right Court

Select the appropriate consumer court based on the value of the claim and the location of the transaction or opposite party:

  1. District Consumer Forum: For claims up to INR 20 lakhs.
  2. State Consumer Commission: For claims above INR 20 lakhs and up to INR 1 crore.
  3. National Consumer Commission: For claims exceeding INR 1 crore.

Filing Fees and How to Pay Them

The filing fee varies based on the monetary value of the claim. Typically, it is a nominal amount for smaller claims and increases as the claim amount increases. The exact fee structure can be found on the respective consumer forum’s website or at their office. Payment methods include demand draft, cash deposit at the court’s office, or online payment in some cases.

Submission of the Complaint

Submit the complaint along with the required number of copies (usually four) and all supporting documents. Ensure that you keep a copy for your records. After submission, the court will review the complaint and decide on its admissibility.

Acknowledgement and Notice to Opposite Party

Once the complaint is admitted, the court will issue a notice to the opposite party, directing them to respond to the complaint within a stipulated time frame.

By following these steps meticulously, you can ensure that your complaint is filed correctly and efficiently, paving the way for a fair hearing and resolution of your grievance. Remember, the effectiveness of your complaint largely depends on the clarity of your presentation and the completeness of your documentation.

After Filing the Complaint

Once you have successfully filed your complaint in the consumer court, the judicial process begins. It’s important to understand what happens after filing the complaint and how you can effectively navigate the court proceedings.

What Happens After Filing the Complaint: Court Proceedings

After the complaint is filed and admitted by the consumer court, the following steps typically occur:

  1. Issuance of Notice: The court issues a notice to the opposite party, informing them about the complaint and directing them to file their response or counter within a specified period, usually within 30 days.
  2. Filing of Response: The opposite party is expected to file a reply, counterclaim, or denial to the allegations made in the complaint.
  3. Hearing of the Case: Once the opposite party has filed their response, the court schedules the matter for hearing. During the hearings, both parties are given an opportunity to present their case. This may involve submitting additional documents, presenting arguments, and providing evidence to support their claims or defenses.
  4. Evidence Affidavits: In some cases, the court may require both parties to submit evidence affidavits, detailing the evidence they wish to rely on.
  5. Examination of Witnesses: If necessary, the court may call for the examination of witnesses. This could include cross-examination by the opposite party’s lawyer.
  6. Expert Opinions: The court may also seek the opinion of experts on technical aspects related to the case.
  7. Final Arguments: After evidence and witnesses, both parties are asked to present their final arguments.
  8. Judgment: Based on the evidence presented and the arguments made, the court will deliver its judgment. The court may provide relief in the form of refund, compensation, replacement, or rectification of the deficiency in service or unfair trade practice.

Role of Consumer Forums and Legal Advisors

  1. Consumer Forums: Consumer forums and NGOs can play a supportive role, providing guidance and advice on how to proceed with your case. They may also offer assistance in drafting and filing the complaint.
  2. Legal Advisors: While it is not mandatory to hire a lawyer for filing or arguing your case in a consumer court, in complex cases, the services of a legal advisor can be beneficial. A lawyer with experience in consumer law can help in presenting your case more effectively, especially in dealing with legal procedures and nuances.

Monitoring the Case

It is important for you to actively monitor the progress of your case. This includes attending all hearings, adhering to the court’s directions, and keeping track of any new developments or deadlines.

Appeal Process

If you are not satisfied with the judgment of the consumer court, you have the option to appeal to a higher consumer court. The appeal must be filed within a stipulated time frame from the date of the order.

Understanding the post-filing process is crucial for a smooth navigation through the consumer court system. Being well-prepared, proactive, and informed about your case and the legal procedures can significantly enhance your chances of a favorable outcome.

Online Filing of Complaints

With the advancement of technology and the push towards digitalization, online filing of complaints in consumer courts has become a feasible and efficient option. This system not only simplifies the process of filing a complaint but also makes it more accessible to a larger number of people.

Steps for Filing a Complaint Online

The process of filing a complaint online typically involves the following steps:

  1. Registration: The first step is to register on the official consumer forum website. This may require providing basic personal information such as your name, address, email, and phone number.
  2. Filling Out the Complaint Form: Once registered, you can log in and access the online complaint form. This form needs to be filled out with details of your complaint, similar to the process of filing a physical complaint. It includes information about the complainant, the opposite party, the nature of the complaint, the relief sought, and any other relevant details.
  3. Uploading Documents: The next step is to upload digital copies of all relevant documents supporting your complaint. This includes invoices, warranty cards, correspondence, and any other evidence pertinent to your case.
  4. Payment of Fees: Like physical filing, there is a nominal fee for filing a complaint online. The payment can usually be made online through various modes such as net banking, credit/debit card, or digital wallets.
  5. Submission of Complaint: After filling out the form, attaching documents, and making the payment, you can submit the complaint. You should receive an acknowledgment or a complaint number, which can be used for future references and tracking the status of your complaint.
  6. Tracking the Complaint: Most consumer forums provide an option to track the status of your complaint online. This can help you stay updated on the progress of your case.

Advantages of Online Filing

The online filing of complaints offers several advantages:

  1. Convenience: You can file a complaint from the comfort of your home or office, without the need to physically visit a consumer court.
  2. Time-Saving: Online filing saves time as it eliminates the need to stand in queues and go through the manual process of submitting documents.
  3. Ease of Access: It makes the process more accessible, especially for those who live far from consumer court locations or have mobility issues.
  4. Documentation and Tracking: Digital submission provides an easy way to maintain and track all documentation related to your complaint.
  5. Faster Processing: Online complaints may be processed more quickly than physical complaints due to the efficiency of digital systems.
  6. Transparency: The online system enhances transparency in the processing and status of complaints.
  7. Environmentally Friendly: It reduces the need for paper, contributing to environmental conservation.

The option of online filing of complaints in consumer courts is a significant step towards making the judicial process more user-friendly and efficient. It reflects the commitment of the Indian judiciary system to embrace technology for the betterment of the citizens and the enforcement of consumer rights.

Tips for a Successful Complaint

Successfully navigating the consumer court process requires more than just filing a complaint. It involves presenting your case effectively and avoiding common pitfalls. Here are some tips and strategies to increase your chances of a favorable outcome in a consumer court case.

How to Present Your Case Effectively

  1. Organize Your Documents: Arrange all your documents in a logical order. This includes invoices, warranty cards, correspondence, and any other relevant evidence. Having an organized file can make it easier to reference documents during hearings.
  2. Be Clear and Concise: When drafting your complaint and presenting your case, be clear and concise. Avoid unnecessary details that do not contribute to the core of your complaint.
  3. Understand the Legal Aspects: Familiarize yourself with the relevant provisions of the Consumer Protection Act and any other applicable laws. Knowing the legal basis of your complaint can help you present your case more effectively.
  4. Prepare a Chronology of Events: Create a timeline of events leading up to the filing of the complaint. This helps in presenting your case logically and ensures that you don’t miss any important details.
  5. Highlight Key Points: Identify the key points in your case and emphasize them during the hearing. This could include pointing out explicit violations of consumer rights or highlighting the severity of the deficiency in service or product.
  6. Practice Your Presentation: If you are representing yourself, practice how you will present your case. This can help build confidence and ensure that you communicate effectively during the hearing.
  7. Seek Legal Advice if Necessary: In complex cases, consider consulting a lawyer who specializes in consumer law. They can provide valuable insights and help in presenting your case more effectively.

Common Mistakes to Avoid

  1. Incomplete Documentation: Ensure that all necessary documents are submitted with the complaint. Missing documents can weaken your case.
  2. Missing Deadlines: Be aware of and adhere to all deadlines, whether for filing the complaint, submitting additional documents, or appearing for hearings.
  3. Vague Descriptions: Be specific about the problem and the relief sought. Vague complaints can lead to confusion and weaken your case.
  4. Neglecting Proper Format: Follow the prescribed format for filing the complaint. Non-compliance with procedural requirements can lead to delays or dismissal of your case.
  5. Failure to Follow Up: Regularly follow up on the status of your complaint and attend all hearings. Neglecting to do so can result in unfavorable outcomes.
  6. Getting Overly Emotional: While it’s understandable to be emotionally invested in your case, maintain a calm and professional demeanor during hearings.
  7. Overlooking Settlement Opportunities: Be open to mediation or settlement if it can provide a satisfactory resolution. Sometimes, settling the case can be more beneficial than prolonging the legal process.

By following these tips and avoiding common mistakes, you can increase your chances of successfully navigating the consumer court process. Remember, the effectiveness of your complaint depends not only on the validity of your grievance but also on how well you present and manage your case.

Case Studies

Analyzing successful consumer court cases can provide valuable insights into the judicial process and how effective arguments and strategies can lead to favorable outcomes. Let’s delve into some examples of successful consumer court cases and the lessons that can be learned from them.

Examples of Successful Consumer Court Cases

  1. Defective Product Case: In a landmark case, a consumer purchased a high-end electronic gadget that turned out to be defective. Despite several attempts, the manufacturer failed to rectify the issue. The consumer filed a complaint with detailed evidence, including the purchase invoice, warranty card, and records of correspondence with the company. The consumer court ordered the manufacturer to replace the gadget and pay compensation for the mental agony caused to the consumer.
  2. Deficiency in Service Case: A consumer booked a holiday package through a travel agency, which failed to provide the promised amenities and services. The consumer documented all discrepancies and filed a complaint with the consumer court, attaching photographic evidence and testimonials from other travelers. The court ruled in favor of the consumer, directing the travel agency to refund the package cost and pay additional compensation for the inconvenience and mental distress.
  3. Unfair Trade Practice Case: In a case involving unfair trade practices, a consumer was charged an exorbitant price for a product, significantly higher than the MRP. The consumer filed a complaint with the bill as evidence. The court found the seller guilty of unfair trade practice and imposed a fine, along with directing the seller to refund the excess amount charged.
  4. Medical Negligence Case: A patient suffered complications due to medical negligence during a surgical procedure. The patient’s family filed a complaint with the consumer court, presenting medical records, expert opinions, and evidence of negligence. The court ordered the hospital and the concerned medical professionals to pay a substantial amount in compensation.

Lessons Learned from These Cases

  1. Importance of Proper Documentation: Keeping a thorough record of all relevant documents, including bills, warranty cards, and correspondence, is crucial. In all successful cases, comprehensive documentation played a key role.
  2. Clarity and Specificity in Complaints: Clearly articulating the issue, the resolution sought, and the legal basis for the complaint is essential. Successful cases are marked by precise and unambiguous complaints.
  3. Evidence is Key: Whether it’s photographic evidence, expert opinions, or eyewitness accounts, strong evidence significantly bolsters a case. Successful complainants meticulously collected and presented relevant evidence.
  4. Persistence Pays Off: Pursuing a complaint despite obstacles and delays can lead to success. Many victorious consumers showed persistence throughout the process.
  5. Professional Legal Assistance Can Be Beneficial: In complex cases, such as medical negligence, legal expertise can be invaluable. Engaging a lawyer helped consumers navigate legal intricacies more effectively.
  6. Being Informed of Your Rights: Understanding consumer rights and the legal framework helps in making a strong case. Informed consumers are more likely to succeed.
  7. Openness to Settlement: Some successful cases were resolved through mediation or settlement before the final judgment. Being open to amicable resolutions can sometimes provide a quicker and satisfactory outcome.

These case studies exemplify the importance of a well-prepared, evidence-backed approach when filing a complaint in consumer court. They illustrate how understanding your rights, presenting a strong case, and following the due process can lead to successful outcomes.


Filing a complaint in a consumer court in India is a powerful tool for enforcing consumer rights and seeking justice against unfair practices by businesses or service providers. This article has provided a comprehensive guide to the process, from understanding the eligibility for filing a complaint to the intricacies of presenting your case effectively. Let’s summarize the key takeaways and offer some final words of encouragement for exercising consumer rights.

Summary of Key Takeaways

  1. Understanding Consumer Rights: Familiarize yourself with consumer rights as outlined in the Consumer Protection Act, 2019. Knowing your rights is the first step towards effectively asserting them.
  2. Eligibility and Grievance Types: Anyone from individual consumers to groups, associations, and even the government can file a complaint for a range of grievances including defects in goods, deficiency in services, unfair trade practices, and overcharging.
  3. Documentation and Evidence: Collecting and organizing all necessary documents such as invoices, warranty cards, and correspondence is crucial for substantiating your claim.
  4. Drafting and Filing a Complaint: Carefully draft your complaint with clear and concise details, and choose the right consumer court based on the jurisdiction and the value of the claim. Pay attention to the filing fees and adhere to the proper format.
  5. Court Proceedings: Understand the process that follows after filing the complaint, from the issuance of notice to the final judgment. Be proactive in tracking your case and attending hearings.
  6. Online Filing: Utilize the convenience and efficiency of online filing systems where available. It saves time and can simplify the process.
  7. Effective Presentation and Avoiding Mistakes: Present your case effectively, avoiding common pitfalls such as incomplete documentation or missing deadlines.
  8. Learning from Successful Cases: Analyze successful consumer court cases to understand what strategies and approaches can lead to favorable outcomes.

Encouragement to Exercise Consumer Rights

It’s important to recognize that as a consumer, you have the power to challenge unfair practices and seek justice. The consumer courts in India are an accessible and effective avenue for addressing grievances and ensuring that businesses and service providers adhere to ethical standards and legal obligations.

If you believe that your consumer rights have been violated, do not hesitate to take action. The process might seem daunting, but with the right preparation and understanding, you can successfully navigate the consumer court system. Remember, every successful case not only brings justice to the individual consumer but also contributes to a broader culture of accountability and consumer protection in the marketplace.

In conclusion, the power to enforce consumer rights lies in the hands of consumers themselves. By being informed, prepared, and proactive, you can effectively use the consumer court system to uphold your rights and set a precedent that benefits the entire consumer community.

Frequently asked questions (FAQs) about consumer court complaints

How do I file a complaint in Consumer Court in India?

To file a complaint, collect all necessary documents related to your purchase or service, draft your complaint with clear details of the issue and relief sought, and submit it to the appropriate consumer court based on the value of the claim. Online filing options are also available on official consumer forum websites.

What documents are needed to file a complaint in Consumer Court?

You need to provide invoices, warranty cards, written correspondence with the seller/service provider, any evidence of the defect or deficiency, and any other document that supports your claim.

Who is eligible to file a complaint in Consumer Court?

Any consumer who has experienced defects in goods, deficiency in services, unfair trade practices, or overcharging can file a complaint. This also includes groups, associations, and in certain cases, the central or state government.

Can I file a complaint online in Consumer Court?

Yes, many consumer courts in India now offer the option to file complaints online through their official websites. This process involves registering on the site, filling out the complaint form, uploading documents, and paying the filing fee online.

What is the fee for filing a complaint in Consumer Court?

The filing fee varies based on the monetary value of the claim. It is generally nominal for smaller claims and increases for higher claim amounts. Exact details can be found on the official consumer court or forum website.

How long does it take for a Consumer Court to resolve a complaint?

The time taken to resolve a complaint can vary based on the complexity of the case, the court’s workload, and the responsiveness of the parties involved. It may range from a few months to over a year.

What types of cases can Consumer Courts handle?

Consumer Courts handle cases related to defects in goods, deficiency in services, unfair trade practices, and overcharging, among others.

Can I represent myself in Consumer Court?

Yes, consumers can represent themselves in consumer courts. Legal representation is not mandatory, although you may hire a lawyer if you wish, especially for complex cases.

What relief can I seek in Consumer Court?

You can seek a variety of reliefs, including replacement of the product, refund of the price paid, compensation for any damages or loss suffered, and removal of deficiency in services.

Is there a time limit for filing a complaint in Consumer Court?

Yes, the complaint must be filed within two years from the date on which the cause of action arises. However, the court may accept complaints beyond this period if you can justify the delay.

What happens after I file a complaint in Consumer Court?

After filing, the court will review your complaint and issue a notice to the opposite party, asking for their response. The case will then proceed through hearings where both parties present their evidence and arguments, leading to a final judgment.

Can I appeal against the decision of a Consumer Court?

Yes, if you are dissatisfied with the decision of a consumer court, you can appeal to the next higher level of consumer court within a prescribed time frame.

How can I track the status of my complaint in Consumer Court?

Most consumer courts offer online tracking systems where you can check the status of your complaint using the complaint number provided at the time of filing.

What are the common mistakes to avoid when filing a complaint in Consumer Court?

Common mistakes include incomplete documentation, failing to adhere to filing deadlines, vague descriptions of the issue, and neglecting to follow up on your case.

Can a complaint be withdrawn from Consumer Court?

Yes, a complainant can withdraw their complaint from the consumer court, typically by filing an application stating the reason for withdrawal, subject to the approval of the court.

Leave a comment

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.